Privacy Policy
This Privacy Policy governs the Kofi Khata mobile application and any associated services provided by NAFIU INTERNATIONAL 731785320 (collectively referred to as the “Application”). In this policy, NAFIU INTERNATIONAL 731785320 is referred to as the “Service Provider.”
Table of Contents
Need Data Deletion or Info?
Contact our privacy compliance desk directly for any inquiries regarding your Kofi Khata records.
saklainmorshad@gmail.comInformation We Collect and How It Is Used
When you download, access, or use the Application, certain information may be collected automatically. Depending on how you use the Application, this may include:
- Your device’s Internet Protocol (IP) address
- The sections or pages of the Application that you access
- The date and time of your visits
- The amount of time spent on particular pages or within the Application
- Information about the mobile operating system running on your device
Your Privacy Rights
Depending on the laws applicable to you, you may have rights concerning your personal information, including the right to request access to, correction of, or deletion of your personal data.
If you wish to exercise these rights or withdraw consent where processing is based on consent, you may contact the Service Provider directly.
saklainmorshad@gmail.comCalifornia Privacy Rights (CCPA/CPRA)
If you are a California resident, applicable law may provide you with rights including:
California residents may submit applicable requests by contacting the Service Provider at saklainmorshad@gmail.com.
The Service Provider may use information provided by users to communicate important service-related information, legally required notices, and, where legally permitted, promotional or marketing communications.
Certain features of the Application may require users to provide personally identifiable information. Any information requested for these purposes will be retained and handled in accordance with this Privacy Policy.
Third-Party Access
The Application may periodically transmit aggregated and anonymized information to external services to help the Service Provider analyze, maintain, and improve the Application and related services.
Information may also be disclosed to third parties where permitted or required under this Privacy Policy. Third-party service providers acting on behalf of the Service Provider are expected to use disclosed information only for the services they provide and in accordance with applicable privacy requirements.
International Transfers of Information
Personal information may be processed or transferred by the Service Provider or its service providers to countries other than the country in which you reside, including countries outside the European Economic Area (EEA).
- Standard Contractual Clauses (SCCs) approved by the European Commission
- Applicable adequacy decisions or other legally recognized transfer mechanisms
- User consent where such consent is legally required and permitted
Privacy and data protection laws may differ between countries. Where required, the Service Provider will implement appropriate safeguards and obtain any legally necessary consent before transferring personal information internationally.
The Service Provider may disclose User Provided Information and Automatically Collected Information:
- When disclosure is required by law, court order, subpoena, or another valid legal process
- When disclosure is reasonably believed to be necessary to protect the Service Provider’s rights, the safety of users or others, investigate suspected fraud, or respond to a government or law-enforcement request
- To trusted service providers performing services on behalf of the Service Provider, provided they are not permitted to independently use the disclosed information and have agreed to follow applicable privacy obligations
Opt-Out and Data Removal
You may discontinue future collection of information from your mobile device by uninstalling the Application.
Uninstalling the Application prevents further collection through the Application but does not automatically remove information that may already have been transmitted to the Service Provider or third-party service providers.
Data Retention
Personal information is retained only for as long as reasonably necessary for the purposes described in this Privacy Policy, subject to legal requirements.
Retained while you use the Application and for up to 12 months afterward, unless a longer period is required by law.
Retained for up to 24 months after collection, unless a longer period is legally necessary.
May be retained indefinitely because it can no longer reasonably identify an individual.
Retained for the period required to satisfy applicable legal or regulatory obligations.
You may request deletion of your personal information, subject to circumstances where the Service Provider is legally required to retain certain information.
To request deletion of User Provided Data submitted through the Application, contact saklainmorshad@gmail.com. Certain information may need to be retained when it is necessary for the Application to operate or to comply with legal obligations.
Children’s Privacy
The Application is not designed or intended for children under 16 years of age, or any higher minimum age that may apply under local law.
The Service Provider does not knowingly request or collect personal information from children or intentionally market the Application toward them.
Children are encouraged not to submit personally identifiable information through the Application or related services. Parents and legal guardians are encouraged to supervise their children’s use of Internet-connected services and to instruct them not to provide personal information without appropriate permission.
If you believe that a child has provided personally identifiable information to the Service Provider through the Application or related services, please contact the Service Provider so appropriate action can be taken.
Where legally permitted, users under 16 must have the consent of a parent or legal guardian before providing information.
Security
The Service Provider takes reasonable measures to protect the confidentiality and security of information that it processes and maintains.
These measures may include appropriate physical, electronic, and procedural safeguards designed to help protect information against unauthorized access, use, alteration, or disclosure.
Data Breach Notifications
If a security incident or data breach occurs that affects your personal information, the Service Provider will provide notification where required by applicable law.
Where legally required, such notification may include information regarding the nature of the incident and measures being taken to investigate, contain, or address it.
Policy Updates
This Privacy Policy may be revised periodically to reflect changes in the Application, applicable laws, or the Service Provider’s privacy practices.
When material changes are made, the updated policy will be published together with its revised effective date. Where legally required, the Service Provider will obtain appropriate consent before implementing material changes.
Consent
Where the processing of personal information depends on your consent, consent will be obtained through an affirmative action or opt-in to the applicable feature or activity.
You may withdraw consent at any time. Withdrawal will not affect the lawfulness of processing that occurred before your withdrawal.
Where information is processed on another lawful basis, that processing will continue as permitted under the applicable legal basis and as described in this Privacy Policy.
Contact Us
If you have questions, concerns, or requests regarding privacy or the handling of information in connection with the Application, please contact the Service Provider at: